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Learning how to build Lotus Seven replicas...together!
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PostPosted: August 23, 2009, 9:26 pm 
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Man of Constant Hazard
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Joined: February 20, 2006, 11:18 am
Posts: 3155
Location: Lexington, KY
American:
http://www.locostusa.com/forums/viewtopic.php?f=37&t=611
http://www.locostusa.com/forums/viewtopic.php?f=37&t=4822

Canadian:
http://www.locostusa.com/forums/viewtopic.php?f=37&t=7054
http://www.locostusa.com/forums/viewtopic.php?f=37&t=2932
http://www.locostusa.com/forums/viewtopic.php?f=37&t=4319
http://www.locostusa.com/forums/viewtopic.php?f=37&t=7054
http://www.locostusa.com/forums/viewtopic.php?f=37&t=7499

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...nowadays people are so intellectually lazy and lethargic that they can't build ANYTHING with their hands. They'll spend hours watching whiny people marooned on an island, but won't spend a second adding anything to the world. -weconway
Visit my [Locost 7 build log]


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PostPosted: November 10, 2010, 11:21 pm 
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Joined: July 6, 2008, 1:50 am
Posts: 6
Location: saskatchewan
I'm from Saskatchewan Canada and was wondering how people up north have been getting there home built car insured ?


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PostPosted: November 11, 2010, 11:32 pm 
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Joined: November 17, 2007, 1:30 am
Posts: 573
Location: Guelph, Ontario, Canada
For Canadians:

I met a broker at a car show, who told me about the Hagerty insurance company. His name was Kyle (Contact info below). After a few E-mails, he said that they could insure my car, but since I am not 26 or older, they couldn't create a policy for me. So, all of you Canadians over the age of 26, contact Kyle, and see if he can help you. Just be sure to enphasize that it is a REPLICA of a Lotus 7. They wont insure low budget, homemade cars :roll:

Quote:
"We do not offer an insurance product for the following types of vehicles:

* Inexpensive home-built kits that do not replicate a classic vehicle
* Replicas of the 1963-67 Shelby Cobra Roadster
* Any vehicles used for camping, off-road or utility-type driving
* Pro-street vehicles modified exclusively with racing features such as roll cages, wheelie casters, nitrous systems, parachutes, etc. (Consideration may be given to show-use only vehicles)
* Regular-use vehicles driven on a daily basis
* Vehicles used primarily for commercial purposes
* Any vehicle modified with a nitrous system. Vehicles that run on nitro-methane or blown alcohol systems are ineligible
* Motorcycles or scooters
* Dune buggies
* Antique farm tractors in Alberta or British Columbia"


However, they do insure replica's:
Quote:
"A replica car is a reproduction of an automaker’s manufactured vehicle. They can either be professionally assembled or home-built and because of this they will vary greatly in their level of quality. Replica cars should duplicate vehicles that are no longer in production. Some examples are the 1950’s Porsche Speedster and 1920’s Mercedes Benz Roadster. Hagerty does not offer insurance for dune buggies or inexpensive, home-built kit cars (with the exception of some higher-end Shelby Cobra replicas that are part of a collection)."

http://www.hagertybroker.ca/agent/agent_insure.aspx


Kyle Ferris
1-905-525-7259 or 1-800-661-1518
105 Main St E., 14th Flr, Hamilton, ON
L8N 1G6
kferris@danlawrie.com

As for me, I have my policy with the Facility Association. It was easy to get a policy with them, and I can drive my car without restrictions (which I love). The only downside is that it is expensive. Since I am so young (21), I have no choice. Read more here: http://www.locostusa.com/forums/viewtopic.php?f=37&t=7499

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"The decision to build a car is not one reached through a rational mindset. It is a decision that is made because we have to do it! It makes no sense, but neither does love, children and taxes" -Sam Buchanan

My Build Log: http://www.locostusa.com/forums/viewtopic.php?f=35&t=3054


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PostPosted: November 12, 2010, 8:59 am 
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Joined: July 17, 2008, 9:11 am
Posts: 4386
Location: West Chicago,IL
Not for Canadians, but I just insured my Locost in Illinois with Hagerty. I did it on line. Full 300/100 coverage and agreed value of 7K. Insurance for a year is $142. Unlmiited mileage, not primary vehicle, locked in a garage when not in use. etc.

Now if I only had title and plates......

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Chuck.

“Any suspension will work if you don’t let it.” - Colin Chapman

My RX7 powered Locost is now for sale http://www.locostusa.com/forums/viewtopic.php?f=40&t=18460

or visit my Cushman Truckster resurrection log: over HERE


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PostPosted: November 13, 2010, 9:18 pm 
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Always Moore!
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Joined: November 9, 2007, 3:40 pm
Posts: 3895
Location: Fort Worth, TX
Oh wow you got a really good deal. Is that with the $45/year road side assistance plan?

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PostPosted: November 14, 2010, 9:26 am 
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Joined: July 17, 2008, 9:11 am
Posts: 4386
Location: West Chicago,IL
I declind the roadside assistance part of it. I have RA thru AARP (American Association of Retired Persons). It covers me in any car I am in when the car breaks down, not just ones owned by me. If I was riding in your car, and the car needed assistance, it is covered thru my membership. For towing, it does only cover the hookup and first 8 miles. I can self-insure any extra miles if necessary. Kinda neat. I didn't feel the need for double coverage.

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Chuck.

“Any suspension will work if you don’t let it.” - Colin Chapman

My RX7 powered Locost is now for sale http://www.locostusa.com/forums/viewtopic.php?f=40&t=18460

or visit my Cushman Truckster resurrection log: over HERE


Last edited by rx7locost on November 26, 2010, 10:44 am, edited 1 time in total.

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